Focus on secured and unsecured consumer and SME debt including performing, semi-performing and non-performing assets, residential and commercial mortgages, unsecured loans, bankruptcy proceedings, trade and other receivables.

LX Partners operate an integrated dedicated loan portfolio management platform with strong, proprietary data analytics and software solutions.

Five Credit is a dedicated alternative digital lending platform owned by LX with the purpose to sustain and accelerate growth of Portuguese SMEs through fully dedicated lending and investment fund programs managed by Circle Capital – SGOIC, S.A., a company regulated by the Portuguese Securities Market Commission (CMVM).

LX look at financial and operational distressed situations, generational transition, corporate and capital restructuring and bridge-mezzanine financing. It has the capacity to evaluate complex collateral and judicial situations.

Core to the approach is looking to support existing management/ownership in turning the business around. The company invests in industries where it has existing knowledge of a sector. This enables the team to bring additional value and build stronger relationships with the local management team. Focus on small to mid size companies with a short to medium term investment horizon. LXP is flexible in its approach and can invest both debt and equity.

LX invest in sub-performing and non-performing mortgage backed loans and other real estate special situations. This includes proven international investment themes which have the possibility of being replicated in local markets.

The inhouse team have deep knowledge of engineering, urban development and project management. They also have asset management, property management and sales expertise. LX consult on development and regeneration projects. Additionally, the company can offer developer representation from planning to sell/rent stage.